Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Summary

Carve out your long-term or short-term roadmap, backed by concrete cash you can count on when the time comes. A certificate of deposit (CD) lets you strategize with certainty, providing fixed-rate returns for the length of your term.

The longer your term, the higher your rate. So plan ahead, and proceed with cash-powered confidence. It's a better bet than turning to hit-or-miss markets for steady cash to fund your future.

Certificate of Deposit Essentials:

  • Longer-term CDs earn more competitive rates
  • Guarantee returns at a fixed rate for the length of your term
  • Terms range from 91 days up to 5 years
  • No risky investments or hot-and-cold markets
  • Funds are FDIC insured up to at least $250,000
  • Early withdrawal penalties apply
  • $500 minimum deposit to open

Check out our current rates.