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Current Rates

Rates Accurate as of July 1, 2008.

Account Type

Minimum Opening Balance

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Certificates of Deposit1,3

91 DAY CD

$500.00

$500.00

2.25%

2.27%

182 DAY CD

$500.00

$500.00

2.50%

2.52%

12 MONTH CD

$500.00

$500.00

2.75%

2.77%

18 MONTH CD

$500.00

$500.00

2.75%

2.77%

24 MONTH CD

$500.00

$500.00

3.00%

3.02%

30 MONTH CD

$500.00

$500.00

3.00%

3.02%

36 MONTH CD

$500.00

$500.00

3.00%

3.02%

48 MONTH CD

$500.00

$500.00

3.00%

3.02%

60 MONTH CD

$500.00

$500.00

3.00%

3.02%

IRA's1,2

IRA  - MMDA4

$100.00

$100.00

3.00%

3.04%

Health Savings Account

Health Savings Account (HSA)4

$100.00

$100.00

3.00%

3.04%

Account Type

Minimum Balance5

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

NOW4

$500.00

$500.00

0.10%

0.10%

SUPER NOW4

$1,000.00

$1,000.00

0.25%

0.25%

Platinum SUPER NOW4

$50,000.00

$50,000.00

1.00%

1.00%

Individual Cash Management Account4,5

ICMA Tier 1

$500.00

$500.00 - $2,499.99 1.50% 1.51%
ICMA Tier 2 $2,500.00 - $24,999.99 1.50% 1.51 - 1.51%
ICMA Tier 3 $25,000.00 - $49,999.99  1.75% 1.51 - 1.64%
ICMA Tier 4 $50,000.00 - $99,999.99  2.00% 1.64 - 1.83%
ICMA Tier 5 $100,000.00 - $199,999.99 2.25% 1.83 - 2.05%
ICMA Tier 6 $200,000.00 +  2.50% 2.05 - 2.52%

Account Type

Minimum Balance6

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

SAVINGS4

$25.00

$25.00

0.25%

0.25%


1
A penalty may be imposed for early withdrawal.

2 IRA'S are eligible for maturities & specials of 36 months or greater.  IRA's are excluded from Trade-A-Rate options.

3 Trade-A-Rate option available on all new certificates with an original maturity of 24 months or more.  Rates on Trade-A-Rate certificates may change, subject to customer's request.

4 Rates are subject to change.

5 A service charge fee may be imposed for every statement cycle if the balance falls below this amount any day of the cycle.  Fees may reduce earnings.

6 A service charge fee may be imposed for every statement cycle if the average daily balance falls below this amount any day of the cycle.  Fees may reduce earnings.

Please contact a bank employee for further details.  

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