Rates

Rates Accurate as of November 25, 2013

APY = Annual Percentage Yield. Fees may reduce earnings

Kasasa Cash*

BalanceInterest RateAPY
Balances up to $10,0002.48%2.51%
Balances over $10,0000.26%2.51% - 0.46%

depending on account balance

All balances if qualifications aren't met0.01%0.01%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

Kasasa Saver*

BalanceInterest RateAPY
Balances up to $10,0000.74%0.75%
Balances over $10,0000.26%0.75% - 0.30%

depending on account balance

All balances if qualifications aren't met0.01%0.01%

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle (using your Kasasa Cash check card)
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

Checking Rates

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
NOW Checking (3)$500.00 (4)$500.000.05%0.05%

Savings Rates

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
Personal Savings (3)$25.00 (5)$25.000.10%0.10%

Certificates of Deposit (CD) Rates (1)

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
91 Day CD$500.00$500.000.10%0.10%
182 Day CD$500.00$500.000.20%0.20%
12 Month CD$500.00$500.000.30%0.30%
18 Month CD$500.00$500.000.40%0.40%
24 Month CD$500.00$500.000.50%0.50%
30 Month CD$500.00$500.000.60%0.60%
36 Month CD$500.00$500.000.75%0.75%
48 Month CD$500.00$500.001.00%1.00%
60 Month CD$500.00$500.001.25%1.25%

Individual Retirement Accounts (IRA) Rates (1)(2)

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
IRA - MMDA (3)$100.00$100.000.90%0.90%

Health Savings Account (HSA) rates (3)

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
Health Savings Account (3)$100.00$100.000.40%0.40%

Individual Cash Management Account (ICMA) Rates (3)

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
ICMA Tier 1$500.00 (4)$500.00 - $2,499.990.10%0.10%
ICMA Tier 2$500.00 (4)$2,500.00 - $24,999.990.10%0.10%
ICMA Tier 3$500.00 (4)$25,000.00 - $49,999.990.15%0.10% - 0.13%
ICMS Tier 4$500.00 (4)$50,000.00 - $99,999.990.15%0.13% - 0.14%
ICMA Tier 5$500.00 (4)$100,000.00 - $199,999.990.20%0.14% - 0.17%
ICMA Tier 6$500.00 (4)$200,000.00 +0.20%0.17% - 0.20%

(1) A penalty may be imposed for early withdrawal.

(2) IRAs are eligible for CD maturities & specials 36 months or greater.

(3) Rates are subject to change.

(4) A service charge fee may be imposed for every statement cycle if the balance falls below this amount any day of the cycle. Fees may reduce earnings.

(5) A service charge fee may be imposed every earnings cycle if the average balance falls below this amount. Fees may reduce earnings.


Please contact a bank employee for further details.