Rates

Rates Accurate as of May 16, 2014

APY = Annual Percentage Yield. Fees may reduce earnings

(1) The APY for Kasasa Cash will range from 2.51-.046% depdending on the balance in the account. Since the balance of $10,000.00 earns 0.25%, the blended effective APT will be reduced as the balance increases. The APY for Kasasa Saver will range from 0.75%-0.30 depending on the balance in the account. Since the balance of $10,000.00 earns 0.25%, the blended effective APY will be reduced as the balance increases

(2) Rates are subject to change.

(3) A service charge may be imposed for every statement cycle if the balance falls below this amount any day of the cycle. Charges may reduce earnings.

(4) A service charge may be imposed every earnings cycle if the average balance falls below this amount any day of the cycle. Service charges may reduce earnings.

(5) Substantial penalty for withdrawal.

Checking & Savings Accounts

Kasasa Cash (2)

Balance (1)Interest RateAPY
Balances up to $10,000 2.48%2.51%
Balances over $10,0000.26%2.51% - 0.46%

depending on account balance

All balances if qualifications aren't met 0.01%0.01%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

Kasasa Saver (2)

Balance (1)Interest RateAPY
Balances up to $10,000 0.74%0.75%
Balances over $10,000 0.26%0.75% - 0.30%

depending on account balance

All balances if qualifications aren't met 0.01%0.01%

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle (using your Kasasa Cash check card)
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

Checking Rates

Account Type (2)Minimum BalanceMinimum Average Daily Balance to Obtain APYInterest RateAPY
NOW Checking $500.00 (3)$500.000.05%0.05%

Savings Rates

Account Type (2)Minimum BalanceMinimum Average Daily Balance to Obtain APYInterest RateAPY
ABT Savings $100.00 (4)$0.010.10%0.10%

CDs & IRAs

Individual Cash Management Account (ICMA) Rates (3)

Account Type (2)Minimum Balance (3)Minimum Average Daily Balance to Obtain APYInterest RateAPY
ICMA Tier 1$500.00 $500.00 - $2,499.990.10%0.10%
ICMA Tier 2$500.00 $2,500.00 - $24,999.990.10%0.10%
ICMA Tier 3$500.00 $25,000.00 - $49,999.990.15%0.10% - 0.13%
ICMA Tier 4$500.00 $50,000.00 - $99,999.990.15%0.13% - 0.14%
ICMA Tier 5$500.00 $100,000.00 - $199,999.990.20%0.14% - 0.17%
ICMA Tier 6$500.00$200,000.00 +0.20%0.17% - 0.20%

Certificates of Deposit (CD) Rates (1)

Account TypeMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
91 Day CD$500.00$500.000.10%0.10%
182 Day CD$500.00$500.000.20%0.20%
12 Month CD$500.00$500.000.30%0.30%
18 Month CD$500.00$500.000.40%0.40%
24 Month CD$500.00$500.000.50%0.50%
30 Month CD$500.00$500.000.60%0.60%
36 Month CD$500.00$500.000.75%0.75%
48 Month CD$500.00$500.001.00%1.00%
60 Month CD$500.00$500.001.25%1.25%

Individual Retirement Accounts (IRA) Rates (2)

ProductMinimum BalanceMinimum Balance to Obtain APYInterest RateAPY
IRA - MMDA (3)$100.00$100.000.90%0.90%

Health Savings Account (HSA) rates (2)

Account Type (2)Minimum BalanceMinimum Average Daily Balance to Obtain APYInterest RateAPY
Health Savings Account $100.00$100.000.40%0.40%

Please contact a bank employee for further details.